Steps to Apply for a Loan
Please carefully consider your financial situation before taking out a loan. We are available to advise you as you make these decisions.
| 1 | Consider the type of loan. |
Keep in mind that Southeastern does not accept federally subsidized loans (e.g. Stafford, PLUS). Every student can apply for the Smart Option Loans provided by Sallie Mae or Fifth Third Bank, however, first check if there are any loans available from your home state by clicking here. These private state organizations often offer lower interest rates. |
| 2 | Complete the Loan Pre-Application by clicking here. |
This Pre-Application will assist you in determining the amount to request as well as beginning the certification process with Southeastern. |
| 3 |
Apply for a Loan through Sallie Mae or Fifth Third Bank. |
Sallie Mae--Smart Option Private Student Loans are available through Sallie Mae. To learn more or to apply, click here. Fifth Third Bank--Smart Option Private Student Loans are also available through Fifth Third Bank. To learn more or to apply, click here. |
| 4 |
Once approved for a loan, contact Southeastern for certification. |
Call Financial Aid at (919) 761-2317 or stop by the office located in the Ledford Center. |
| 5 | Receive your loan. |
Your loan will be disbursed 10 business days after certification by Southeastern. Funds will be placed on your student account. For questions regarding your student account or refunds, contact Accounting Services at AccountingServices@sebts.edu or (919) 761-2207. |
