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Student Loans

Contact Us
For more information about Financial Aid at Southeastern, please contact us at or (919) 761-2317.

Steps to Apply for a Loan

Application Deadlines:

  • Fall-Spring          July 15
  • Spring Only         Dec 15

*Please allow a 3 week minimum turn-around for your loan to be processed and certified. 

Please carefully consider your financial situation before taking out a loan. We are available to advise you as you make these decisions.

1 Consider the type of loan.

Keep in mind that Southeastern does not accept federally subsidized loans (e.g. Stafford, PLUS). Every student can apply for the Smart Option Loans provided by Sallie Mae or Regions, however, first check if there are any loans available from your home state by clicking here.  These private state organizations often offer lower interest rates.

2 Complete the Loan Pre-Application by clicking here.

This Pre-Application will assist you in determining the amount to request as well as beginning the certification process with Southeastern.

3 Apply for a Loan through Sallie Mae or Regions.

Sallie Mae--Smart Option Private Student Loans are available through Sallie Mae. To learn more or to apply, click here.

Regions--Smart Option Private Student Loans are also available through Regions Bank. To learn more or to apply, click here.

4 Once approved for a loan, contact Southeastern for certification.

Call Financial Aid at (919) 761-2317 or stop by the office located in the Ledford Center.

5 Receive your loan.

Your loan will be disbursed 10 business days after certification by Southeastern. Funds will be placed on your student account. For questions regarding your student account or refunds, contact Accounting Services at or (919) 761-2207.

Southeastern Baptist Theological Seminary
  • Post Office Box 1889
  • Wake Forest, NC 27588
  • Phone: (919) 761 - 2100
Our Mission
  • Southeastern Baptist Theological Seminary seeks to glorify the Lord Jesus Christ by equipping students to serve the Church and fulfill the Great Commission.
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